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Planning Process


Financial Planning

At Vista Wealth Advisory, we provide comprehensive, customized financial planning. The foundation of financial planning is the financial plan. A financial plan is a written path to the achievement of your personal and financial goals. We help you create a financial plan based on your unique goals and circumstances.

A financial plan contains some or all of the following components, depending on your situation:

  • An assessment of your current financial position 
  • A cash flow statement
  • Workable budgets
  • An investment analysis
  • Tax planning
  • Education planning
  • Retirement planning
  • Estate planning
  • Insurance planning
  • Planned giving

Overview of the Financial Planning Process 

Financial planning is a dynamic process. The Certified Financial Planner Board of Standards, Inc., a nonprofit professional regulatory organization, describes six steps in the process. 

  1. Establishing and defining the client-planner relationship
  2. Gathering client data, including goals
  3. Analyzing and evaluating your financial status
  4. Developing and presenting financial planning recommendations or alternatives
  5. Implementing the financing planning recommendations
  6. Monitoring the financial planning recommendations